HYIP or HYGP

HYIP's (High Yield Investment Programs) OR HYGP's (High Yield Gambling Programs).

I also prefer the latter for the fact that 9 out of 10 programs online these days are not in actual fact "Investments" although some people consider them to be because they expect to see some sort of return back on their spends/deposits made into these income revenue streams. This type of wrong thinking is part of the added risks people create because they do not know what they are getting themselves into. I'll explain more on this a little later.

You'll be very lucky to find such programs who claimed that they are Investment driven, i.e., from outside sources. And if you do find one, I'll bet your bottom dollar you will not find one that either will last, or pays the amounts between 5-20% per week and keep paying, anything less, sure, it's possible, but I wouldn't back my house keys on it. It has been known for some of these types of programs who pay more than 5% per week to last years. I've personally been in programs that paid between 5-50% per week and lasted for over 3yrs, but they are very rare to come across.

When you're confronted by another to join HYIP's, try not to be greedy and lose control of your emotions thinking that you've found something that will set you for life financially. Look for programs that pay between 1-3% per day, or per week and have lots of members. When viewing a Web site you'll need to be made aware of the Web site design, i.e., one that has a modern look and feel to it, and not one that looks like a template bought for $20.00.

Back in the days, many program administrators didn't purchase Web site space from Web Host providers. They used free hosting from places like Yahoo's GeoCities web space. These were very popular for many years until the roaches came in from cracks of the internet-walls and started scamming people, so Yahoo's GeoCities stormed in and locked things down tight and changed the way for people using GeoCities for personal use. However, even still to this very day, people use Yahoogroups to conduct Money Making Opportunities. You see, this is where most of it all started. Mailing lists like; Delphi, Yahoogroups, MSN Groups, and any other free type of mailing public list. It wasn't before long this trend whittled to down nothing and people were looking for somewhat more secure methods of participating in the HYIP/HYGP Arena so these operators could be traced because monitoring a person's ISP (Internet Service Provider) Address just didn't cut it. Most if not all are ponzi's, i.e. the money that comes in from the last person pays the first person who entered the program. There is a fine line here and somewhat ironic thinking behind the people who complain when these programs run out of money to pay other members. When some find out they're in a Ponzi, they don't care for as long as it pays.

First, you have the laws in certain countries that prohibit you from operating these type of income revenue vehicles, the ironic part is the National Lottery, Tax, Scratch Cards, Casino's, etc, are all PONZI's. It's okay for the Government to operate or pass on the green light for people to operate these, providing they receive a slice of the action. It's a kind of two faced way of looking at it, one rule for one and another for someone else.

You see, the Internet is not regulated by any law on this planet, the Internet is too large and it will take many 10's of years before a regulatory body steps in to control over one billion internet users which is increasing by over 50,000 Internet users per day. At this current time there is approximately 907,309,130 computers connected to the internet, you can imagine the nightmare it would be to control every single person. But having said this, it's not illegal to take part. I say this because no one on this God's green earth can control how you spend your money.

As time moved on, people who operated such programs were looking for ways to get the SEC, FBI, etc off their backs. Low and behold, it didn't take long before a new trend emerged that put life into these programs by means of gathering more people to take part as those who joined before hand, and still continue to this very day, backed off due to the paper pushers placing pressure on the operators of such programs, which resulted in many innocent members, and operators losing money because of being closed down or members didn't take part any more, they all cashed in leaving the pot dry and empty - this, unfortunately is a trend that will never die, "Hit and Runners".

This is one of the elements of risks that many of us face and worry about when taking part in these programs. And this is one of the most important things to do - adopt a spending strategy in every single program you join whether it's popular or not. And do not let others influence your choices, no matter how well you know them or knowledgeable they come across to you in idle forum posts, have your own piece of mind and think for yourself.

Secondly, you have these people who have nothing else better to do with their time and just like to complain, I guess you could say they're a bit like Phil Hellmuth (9 time winner of the Worlds Largest Poker Tournaments) who hates to lose and is never satisfied (just kidding). I'm sure he doesn't go to the lengths that I've seen some of these people go to in the HYIP/HYGP Arena. I've seen countless nuisance makers causing trouble for everyone in these programs placing each and everyone's money at more risk; again, the ironic part is they were a member of that program they are complaining about. They go on and on how it was a "ponzi scam" - funny how they never said anything before hand when they made a deposit to intentionally profit from it. Sincerely, these people are just crazy and don't know what on earth they are talking about or care about the harm they cause upon others. When you see people of this type who start complaining, it's time to start monitoring that program with hawk eyes, you'll be surprised what damage they can do.

These people are so uneducated on how the HYIP/HYGP Arena works, it makes me wonder how they managed to work out how to turn on the PC and connect to the Internet. You can be sure that these people are either one way minded and think that the world owes them something or they're just a newbie letting off some steam.
As I say, try to be careful, and if at all possible try not to take too much notice. And if people reframe from replying to their idiotic posts to discourage people it wont bring any unnecessary attention to a program that is paying regularly, ponzi or not.

But how do you know if they are trying to warn us the program isn't paying?

This shouldn't be hard to work out, if you're not due a payment yet but know of people who are, ask them if they are being paid or have gotten paid. Check the program's Forum; are people complaining, are posts being deleted, is the Admin' replying to the posts, etc?

How can you find out if the program is a Ponzi or not?

This is one of the easiest things to find out. Unfortunately for some or many should I say are bone idle and will not ask the administrators. Many people prefer to ask another member on another forum. In my opinion this is a big No-No as a lot of the information placed on forums is misconstrued.

You're really better off asking the Admin, besides it gives you a good overall feeling of how the administrators work with people, response times to answer a question, etc. So when it comes down to advocating (for a better word) a program with your referral link, it's always good to be sure of what it is before hand. Trust me; you'll get to grips with the HYIP Arena more by seeking the Admin's view, honest or not. Remember, speculation is not a Fact. Get it from the horse's mouth - so to speak. You'll understand more as your experience in this industry grows.

Although those of us feel sorry/guilty for inviting others to an opportunity who may lose, the feeling is different to some extent, but not entirely, if the information you gathered were in fact from the Admin', you'll feel a lot better inside knowing you didn't rely on half ass concocted information from those who speculate for a living - I hope you can see where I'm coming from and not misunderstand me. Some of the information you find out there on forums are also helpful. Separating the bullshit from the truth is the hardest part. If you're a researcher like me, you'll go that one step further to find it and separate yourself from those who lose their money so you stay above the rest, and if you will, share your information so others can profit from it too as we're all in the same boat here looking to keep ones head above water.

Try not to be afraid when wanting to know more information, as I say, ask the Admin. Questions like "How does your program make money?", "Can you back it up with documents how the program makes money", "If not, why?", "Can we see evidence of the reports you claim on your Web site that says you trade into Foreign Currencies and the Stock Exchange", etc, etc.

You see, a lot of Admins will not supply this information. They will come out with some excuse like; "Sorry we are unable to get the reports at this present time", "Sorry, we do not have access to them", "Sorry, but our privacy will be jeopardized if we supplied this information", etc, or they will just plain blank (ignore) you.
And even if they did supply the information, make sure you get that information checked out, if you do not know how to personally do it yourself, ask-me-about it or ask someone else to verify it for you.

The fact is 9 times out of 10 these people do not have sufficient evidence. And they have a lot to hide. Hiding the real truth such as the proper percentages being made while ponzi-ing the rest of the member's money. These people are classed as those who deceive you for what you're worth (or lack of - experience and know how) and at best times avoided. They're basically setting themselves up for a nice nest egg on your funds, once your money runs out they close down the program then make up some excuse, while the money they placed into another income source(s) that wasn't any where near adequate to make the dues out to their member base, they live off. Nasty I know, but it happens.

As mentioned before, try looking for programs that pay 1% - 3% per day for a total of 150% to 200% returns on your deposit; in other words 50% to 100% profit. But I must stress, don't expect to be paid the full amount if you enter the program in the late stages. We normally class a program in its late stage when it's about 3 to 6 months old as these programs do tend to last up to around 9 to 15 months if we're lucky. Do the math before entering the program. If a program pays 1% per day, even on a weekend (that's a big red flag right there, no investment pays on the weekends), work it out. 100 days to receive your money back before you're even in the profit zone with them. Don't go for programs that pay you in one lump of 120% - 200% or more. These do not last, trust me.